CHOLAMANDALAM FINANCIAL HOLDINGS LIMITED (CFHL)

The Board of Directors of CFHL today approved the audited financial results for the quarter ended June 30, 2025.

Consolidated Results

Consolidated total income for the quarter ended June 30, 2025, is Rs. 9,383 Crore as against Rs. 7,677 Crore in the corresponding quarter of the previous year, registering a growth of 22%.

For the quarter ended June 30, 2025, the Company has achieved consolidated PAT of Rs. 1,260 Crore as against Rs. 1,160 Crore in the corresponding quarter of the previous year, registering a growth of 9%.

Cholamandalam Investment & Finance Company Ltd (CIFCL), in which the Company holds about 44.34% stake, disbursed Rs. 24,325 Crore in Q1 FY26 as against Rs. 24,332 Crore in Q1 FY25. PAT for the quarter ended June 30, 2025, is Rs. 1,136 Crore compared to Rs. 942 Crore in the corresponding quarter of the previous year, registering a growth of 21%. Assets under management grew by 23% to Rs. 2,07,663 Crore as on June 30, 2025, from Rs. 1,68,832 Crore as at June 30, 2024.

Cholamandalam MS General Insurance Company Ltd., (CMSGICL) a subsidiary in general insurance business, in which the Company holds about 60% stake, registered a Gross Written Premium (GWP) of Rs. 2,073 Crore in Q1 FY26 as against Rs. 1,957 Crore in the corresponding period of the previous year, registering a growth of 5.93%.

PAT (under Ind AS) for the quarter ended June 30, 2025, is Rs. 119 Crore as against Rs. 211 Crore in the corresponding quarter of the previous year.

The reduction in PAT in the current quarter is primarily on account of change in Fair value of equity instruments and increase in loss ratio in Motor OD, health and fire segments.

CMSGICL has an investment book of Rs. 18,772 Crore as of June 30, 2025.

Cholamandalam MS Risk Services Ltd., a Joint Venture Company, in which the Company holds 49.5% stake, registered total income of Rs. 20.44 Crore for the quarter ended June 30, 2025, as against Rs. 16.29 Crore in the corresponding quarter of the previous year.

PAT for the quarter ended June 30, 2025, is Rs. 1.23 Crore as against Rs. 0.12 Crore in the corresponding period of the previous year.

Standalone Results

The total income of the company for the quarter ended June 30, 2025, is Rs. 3.65 Crore as against Rs. 2.58 Crore for the corresponding quarter of the previous year.

PAT for the quarter ended June 30, 2025, is Rs. 2.11 Crore as against Rs. 1.39 Crore in the corresponding quarter of the previous year.